RSS

The 401(k) Turns 40

  • 3/13/2019 9:48:00 AM
In 2018, the 401(k) plan celebrated its 40th birthday! Though extremely popular today, 401(k) plans came about almost by accident. IRC Section 401(k) was passed into law as part of the Revenue Act of 1978 and was included to limit executive compensat...
Read More

Know Your Options

  • 3/13/2019 9:47:00 AM
If your plan offers a Roth 401(k) provision, your participants might ask, “Which one is better for me?” As the availability of Roth options in 401(k) plans and Roth contribution percentages continue to rise, it’s important to be abl...
Read More

It's Testing Season!

  • 2/27/2019 9:45:00 AM
Qualified plans must perform annual testing to be sure that the plan doesn’t unfairly discriminate in favor of "highly compensated employees" (HCEs) or exceed the contribution limits set forth by the IRS. Depending on your plan provis...
Read More

Port in the Storm

  • 11/29/2018 8:39:00 AM
Natural disasters can cause upheaval in many aspects of victims’ lives and this destruction often extends to financial matters. What should otherwise be routine compliance for plan deadlines can prove difficult in these extreme events and the g...
Read More

'Tis the Season

  • 11/29/2018 8:38:00 AM
It’s the time of year when Plan Sponsors scramble to deliver the myriad notices required to be given to their participants.  Even with the help of service providers, the sheer number of notices can be overwhelming.  Below is a summary...
Read More

Helping Hands

  • 11/29/2018 8:38:00 AM
One of the most prevalent and difficult challenges for many twenty somethings these days is the repayment of their, often substantial, student loan debt. Statistics show that the average college graduate with a bachelor’s degree left school in ...
Read More

Hardships Get a Little Easier

  • 11/29/2018 8:37:00 AM
Earlier this year, the Bipartisan Budget Act of 2018 was passed by Congress and signed into law.  While this law made several changes that impact retirement plans, one provision changing the rules around hardship distributions is particularly no...
Read More

Helpful Hints for Plan Sponsors

  • 8/13/2018 11:15:00 AM
Being a plan sponsor comes with a good bit of responsibility. You’ve taken the important step of hiring a third-party administration firm to help you navigate the myriad of processes that are required to keep your plan in compliance with ap...
Read More

The Retirement Income Gap

  • 8/13/2018 11:14:00 AM
Many American workers participate in company retirement plans, methodically contributing to their accounts over time to fund for life after work. Beyond benefiting from employer-funded plans, retirees commonly draw from additional savings tucked a...
Read More

HSA vs 401(k)

  • 5/21/2018 10:59:00 AM
If your company has decided to offer a high deductible health plan, don’t worry, you are not alone. Recent studies show that an increasing number of employers have elected to offer high deductible health plans (HDHP) either to completely rep...
Read More
Page 1 of 7 FirstPrevious [1]2345 Last

RSI offers a breadth and depth of services unparalleled in the industry. We take care of all the details.

Get in Touch

Contact RSI

229 Fury's Ferry Road
Suite 131
Augusta, Georgia 30907
(706) 868-1538

© 2019 Retirement Strategies Inc.       |     Team      |  website by GSM Marketing